frugalista friday!

first off, this week i am doing so much better than last week! let's compare:
*last thursday night consisted of eight tequila shots in two hours, followed by much vomiting and crying. this thursday night consisted of homemade soup, hot cocoa, and the opening chapters of anna karenina.
*last friday night consisted of a wendy's caloriefest, bridget jones's diary viewing, and more crying. this friday night will consist of dinner with a friend to plan a 30th birthday dinner for another friend and long-overdue christmas thank-you notes and house cleaning.

i have worn make-up every day for the past two weeks and not once in that time have i resorted to a ponytail. my hair has been squeaky clean and perfectly coiffed every day. still hurting, still healing, but moving in the right direction. some shoe shopping with a tomorrow and homecooked dinner and champy with k tomorrow night, and i might even be almost as good as new.

and now on to the main event! today is our first installment of frugalista friday, aka my attempt to keep myself on the path straight and narrow on the way to being debt-free. here is the moment of embarassing, {semi}truth. i have $5,559.32 of credit card debt. {i say semitruth because i'm not including my student loans or my car since they're fixed debt and they'll be paid off in time}. i'm working on my own version of the dave ramsey plan, combined with some stuff i found on oprah. here's my plan:
*pay off my bank visa. i currently owe $733.37 on this card. i made my first big payment on it at the beginning of this month. at the rate i'm going {$250/month}, it should be paid off no later than the first of april.
*build up my emergency fund. for now the goal is just to get it to $500, which i should be able to do no later than the first of may {i'm planning on putting any money i get back from taxes toward this and i already put $7.50/week in savings}. eventually the goal is to get this up to at least 3 months of living expenses, but baby steps!
*next comes the j.crew card. i currently owe $1,172.64. this one i hope to have paid off by early october, paying approximately $50/month between now and building up the emergency fund, and then going to $300/month until it's paid off.
*we'll deal with the devil card when we get there.

so, ladies, i need your help! words of advice and support. if i'm blogging about buying some new outfit or something, tell me to STOP. ask questions, let me know what's worked {and not worked} for you. other ways you are cutting costs or saving money. i am all ears. these frugalista friday posts won't always be exciting, but it's what i need to do, so thanks for hanging in there with me!

happy weekend, loves!